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LAAPSA Sample Death Benefit Compensation
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| Here is a summary of some of the benefits that may be available to the beneficiaries
in the event of a LAAPSA member's death. These amounts can fluctuate and some
benefits may not be available in every case. |
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On the job death - Accidental |
On the job death -
Natural Causes |
Off the job death - Accidental |
Off the job death - Natural Causes |
| Life Insurance |
$50,000 |
$50,000 |
$50,000 |
$50,000 |
| Life Insurance AD&D |
$50,000 |
$0 |
$50,000 |
$0 |
| PORAC AD&D |
$10,000* |
$0 |
$2,000* |
$0 |
| Long-Term Disability Death Benefit |
$50,000 |
$50,000 |
$50,000 |
$50,000 |
| LACERS Funeral Expense Benefit |
$2,500 |
$2,500 |
$2,500 |
$2,500 |
| Public Safety Officer's Benefits Program |
$295,194
(as of 10/01/06) |
$295,194 (benefit is dependant on certain circumstances) |
$0 |
$0 |
| CA Workers Comp Death Benefit |
Benefit amount varies. |
Benefit amount varies depending on the number of dependants. |
$0 |
$0 |
| Totals |
$457,694+ |
$397,694+ |
$154,500 |
$102,500 |
*These amounts are based on the "Core Plan" provided free by PORAC. If the
member has chosen to purchase additional coverage, the benefit amounts will be
different.
In addition to the benefits listed above, there may be other benefits
available to beneficiaries if the deceased member was entitled to social
security benefits or was a veteran. Beneficiaries should contact the specific
companies or governmental agencies for more information. |
Monthly Association Costs
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| The chart below shows the monthly
expenses incurred by LAAPSA to provide our members with their
benefits and services. |
| PORAC Dues |
$18 per member / per month |
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| Legal Defense Fund |
$19.50 per member / per month |
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| Long-Term Disability* |
$22.50 per member / per month |
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| Life Insurance* |
$19.50 per member / per month |
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| Optical Plan* |
$10.48 per member / per month |
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(amounts shown were accurate as of 11/7/08, but may change periodically)
* These benefits are paid from monies received from the city in accordance
with our MOU. |
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LAAPSA |
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